Thursday, October 6, 2016

7 Retirement Planning Myths That You Need To Know About, Keys To Save Money News.

The 7 Retirement Planning Myths include:

1. $1 Million will be enough for me to retire – It may be, but then again it may not be. It depends on how expensive the lifestyle you want is. It also depends on your portfolio’s asset allocation and how it performs.

2. You’ll spend less money when you retire – You may, but the reality is a lot of people spend more when they first retire. They get that sweet taste of freedom and they want to go out and do stuff. And really… stuff costs money.

3. Social Security will take care of you – Social Security was never meant to be the primary source of income for retirees. It was meant to supplement your income. That’s why you need the proper retirement income planning done to work with Social Security. 

4. Put all your money in CD’s and Bonds – There’s nothing wrong with having more conservative investments when you retire. But also consider how inflation can affect your purchasing power in retirement. 

5. College education should be a top savings priority – It is noble to help your kids out by setting money aside for their college expenses. However, don’t neglect to put money aside for your own retirement. Or you may one day be financially dependent on the very children you were trying to help. 

6. Medicare is all you need in retirement – Medicare helps out a lot of people when they turn 66. But it has gaps in coverage. And these gaps can get expensive. Look into a Medicare Supplement or a Medicare Advantage Plan.

7. 4 Percent is a safe withdrawal rate – There is a rule of thumb that if you withdraw no more than 4% from your portfolio each year when you retire then the portfolio will last your whole retirement. It’s a good rule of thumb, but it is not always the correct thing to do.

Making Your First Million By Age 15 (Interview Feat. Caleb Maddix - Keys to Success for Kids), Key To Save Money News.

Caleb Maddix is 14 Years old and is the Author of "Keys to Success for Kids!" He is also the CEO of a 6 figure a year company called Kids 4 Success and quickly approaching the million dollar entrepreneur mark! Caleb travels the GLOBE speaking with powerful WORLD CHANGERS like Gary Vaynerchuk, Grant Cardone, Kevin Harrington, John Lee Dumas, Darren Hardy, Ken Shamrock and many more! He has quickly become a true sensation, shocking audiences globally with his poise on stage as well as his proven strategies for gaining an online presence in business! He has been interviewed by Forbes, the Huffington Post, on National Television, Grant Cardone’s Whatever It Takes Network and other huge platforms! This young entrepreneur’s following has granted him the title ’VIRAL VIDEO GENIUS’, with millions of views and accolades he was escalated to being voted in the top 20 most motivational influencers on the planet in 2016! But out of everything he does his number one focus is to give people Motivation, Inspiration, and Education to live the life of their dreams!

Wednesday, September 14, 2016

You dont need Premium Gas - Save your money for these reasons, Sept 2016, Keys To Save Money News.

Often overlooked when buying a car is the type of gas that it requires. There is no reason non-sports/performance cars should require premium fuel. Its silly that manufacturers design and tune cars designed for everyday use to run on premium fuel. In many areas there is as much as a $1 discrepancy between regular gas an premium, that $1000+ a year would be much better served elsewhere. Pay attention next time you buy a car, eventually manufacturers may notice :)

Sunday, August 28, 2016

10 Simple Life Hacks Everyone Should Know! To Help Around The House, Keys 2 Saving News.

Hey girl hey! Welcome back to my channel everyone! Today I want to show you guys 10 simple life hacks t
hat will change your life! A lot of these are so easy and I can't believe I just found out about them! I hope you enjoyed! Also don't forget that this is a collaboration! Go check out Mayra and Tanya's Videos!

Sunday, July 24, 2016

How To Cook Less, Save Time, & Money with Mina & Bryton, Key To Save Money News.

I save time, energy, and money by only cooking 3 times a week for my family of 5. I wanted to share my tips on how meal prepping, meal planning, and fresh freezing has worked for my family.

10 Ways On How to Save Money in College And Have Time To Study And Relax, Keys 2 Save Money News.

I’m sharing how to save money in college. Everything from textbooks, clothing, food, and entertainment these will all cost you money. These expenses will be encountered sometime during one's college career. There are ways to save money while in college. Thanks for watching.